The Lagos confusion

...This day i was on my way to work at about 6:45 am...around maryland...suddenly, alarms blaring behind me, i heard a lound bang behind my car...
i stoped, of course after looking through my rear mirror and observing this large blue iron blaring hummer bus (belonging to a bank)...their money van had hit me... i had already started calculating how i would collect money from them to purchase a new car; my hope was shortlived when...
please hold i have to attend to a few officials.